About Us

After 30 years in the industry and helping thousands of people restore their credit, we decided to change the way credit repair is done and help as many people as possible as fast as we can!

Helping others is our passion!

Credit America is perfect for people who are buying a house, vehicle, or need a loan when time is of the essence and they can’t wait several months for completion.

Once we remove bad credit, it never comes back again! Guaranteed! We are specialists at expediting BAD CREDIT REMOVAL! One low price removes everything negative from your credit report

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Transunion & Experian

COMPLETION FOR TRANSUNION AND EXPERIAN IN 18-21 DAYS

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Equifax

COMPLETION FOR EQUIFAX IN 21-30 DAYS

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INQUIRY REMOVAL IN 14-21 DAYS

Our Approach

Our services aim to make credit restoration a fast and effective experience as it is already stressful enough without having to have endless monthly payments and be on hold while trying to reach your rep in one of our competitors’ offices.

When you sign up for our service, all communication is automated and in most cases we will process your file in less than 48 hours..

As a matter of fact you may even see your first results in the next 48 hours! (Tax liens often can be removed in as little 48 hours).

Why Us?

We don’t hold you “hostage” for months at a time. Most credit restoration companies have contracts and are charging monthly fees to work on your file.

Knowing you’re paying monthly fees, do you really think they are motivated to complete your file fast? Their business model is to is remove just enough to keep clients paying the monthly fee for several months or even years and you can even read that on their websites.

We charge you one time fee and work on your file very efficiently!

Call us for a FREE credit consultation (800) 260-8723

 

At Credit America we are all about automation and technology.

Our site allows clients to upload and sign needed documents directly to our site. This saves time and also gets your file into processing immediately so we can begin work often the same day.

Clients can login from their computer or smart phone 24/7 to check the status of their file and review progress.

This benefits clients who are working with a mortgage broker or loan officer to allow them access so they will know when its time to submit your loan documents.

This process not only serves you the customer but by streamlining the process it allows us to keep our prices low for the consumer. There is no need for clients to make an appointment or suffer through long hold times as every client file is updated automatically every week directly from the credit bureaus.

Some credit restoration companies dedicate an agent to the client to answer questions but these agents are used more to reassure the client than actually work on their file. And let’s not forget their monthly fees…

Most of the well known large credit restoration companies charge clients by the month and seldom if ever actually completely remove all negative disputes from a credit file. Their business model is to remove just enough to keep clients paying the monthly fee for several months or even years. Credit America’s business model is to charge the client a low one time charge and complete all or most of the file within 30 days.

Let’s break it all down. Here’s what you are really getting…

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Peace of mind knowing someone is working on your CREDIT REPORT immediately and that your credit report can be repaired in as little as 3 weeks

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Clear costs with the one time fee. No contracts or monthly payments.

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Regular updates you can see 24/7

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RISK-FREE, MONEY BACK GUARANTEE

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PRICES STARTING AS LOW AS $300!

Our clients start to see results in as little as 14-21 days

WE ARE SO CONFIDENT IN OUR SERVICE WE ARE OFFERING
A NO QUESTIONS ASKED MONEY BACK GUARANTEE IF YOU DON'T SEE ANY CHANGES ON YOUR CREDIT REPORT IN 30 DAYS!

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Disclaimer

We provide Consulting Services to help people achieve a debt and burden free lifestyle and an education in ways they can improve their credit situation. Consumers are NOT being charged for any type of credit repair. We only have credit repair on the site for SEO purposes and so that people who need our services can find us online!